IBM Business Transformation Consultant-Risk Management in Shanghai, China

Core Responsibilities:

  • Responsible for supporting the client’s overall credit risk (both corporate and retail credit) engagement and project delivery activities

  • Develop and build core enterprise risk management solution, credit risk management solutions, assets to enhance credit risk consulting capabilities

  • Be experienced in building rapport with clients, establishing a trustworthy relationship

  • Experienced in drafting RFPs, RFIs and project proposals for credit risk projects.

  • Had project management experience and as a key SME (subject matter expert) delivery team leader in project delivery

  • Had prior experience and knowledge with key credit risk vendors and their implementation methodology

  • To be able to leverage available IBM resources and liaison with other IBM credit risk initiatives and solutions

  • Represent IBM at high level conferences and workshops in credit risk related areas.

  • A fast learner, with positive attitude and a team player

    Qualifications (education, seniority, professional experiences, etc.):

  • At Least 5 years proven experience in commercial bank, investment bank or leading consulting companies on credit risk and Basel II/Basel III areas

  • Very strong in credit risk management knowledge and practical management experience, especially in one or more of the following areas:

  • RWA

  • Risk Data Mart

  • Economic capital, RAROC and capital allocation

  • Collateral management, CRM optimization

  • Obligor and credit facility rating, including rating models, business processes (PD/LGD)

  • Balance sheet loan and deposit pricing methodology and management

  • Integrated risk management reporting and risk indicator based management framework

  • Basel II/Basel III initiatives


  • Excellent knowledge of credit risk management business processes, credit lifecycle management; from credit origination, risk rating, risk review, risk limit management to risk reporting, monitoring, risk policy, risk governance, etc

  • Very Good knowledge of the functionalities and implementation experiences on key credit risk product vendors, such as Reveleus/Oracle, Fermat/Moody’s, Sunguard, Algorithmics, Moody’s KMV, Kamakura, SAS, Fair Isaac, etc

  • Preferably with a master degree in risk management related fields with good quantitative/IT skills. CFA or PRMIA or GARP qualification also desirable.

  • Prior working experiences in international and domestic financial institutions are highly required

  • Willing to travel to fulfill business needs

Consulting experienceOrganizational designOperation experience

GIC- China